By accessing or using FLEXSTREAM (the "Platform"), operated by Business Loans Corporation ("BLC", "we", "us", or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use the Platform. These Terms constitute a legally binding agreement between you and Business Loans Corporation.
2. Eligibility & Account Registration
You must be at least 18 years of age to create an account. By registering, you represent that all information you provide is accurate and complete. You are responsible for maintaining the confidentiality of your account credentials, including your password, PIN, and trusted devices. You agree to notify us immediately of any unauthorized use of your account.
3. Account Security & Smart Lockdown
FLEXSTREAM employs advanced security measures, including Smart Lockdown, to protect your account. We may temporarily lock your account if we detect suspicious activity, multiple failed login attempts, or login from an unrecognized device or location. You agree to cooperate with our security verification processes, which may include security codes, identity verification, or biometric authentication.
4. Acceptable Use & Community Guidelines
You agree not to use the Platform to:
- Post offensive, threatening, harassing, or spam comments in discussions or Watch Parties
- Engage in hate speech or discrimination targeting individuals based on race, religion, gender, sexual orientation, or other protected characteristics
- Spread misinformation about loan products, rates, lenders, or financial services
- Impersonate Business Loans Corporation staff or other members
- Share your account credentials or allow unauthorized access to your account
- Upload, stream, or distribute copyrighted content without authorization
- Attempt to breach, disable, or interfere with the Platform's security systems
5. Suspension & Termination
We reserve the right to suspend or terminate your account if you violate these Terms or our Community Guidelines. Suspensions may result from behavioral violations (e.g., bad comments, Watch Party disruption, spam) and are subject to our appeal process. You may appeal a suspension by submitting an appeal through the Platform. Security lockdowns, which protect your account from unauthorized access, are separate from behavioral suspensions and are resolved through our security verification process.
6. Intellectual Property & Content
All content on the Platform, including videos, tutorials, graphics, logos, and educational materials, is the property of Business Loans Corporation or its licensors and is protected by copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works from Platform content without our express written consent, except as permitted for personal, non-commercial use.
7. Educational Content Disclaimer
The content provided on FLEXSTREAM is for educational and informational purposes only. It does not constitute financial, legal, tax, or investment advice. Business Loans Corporation is not a lender and does not guarantee loan approval, funding amounts, or terms. Always consult with qualified professionals regarding your specific financial situation before making decisions.
8. Limitation of Liability
To the maximum extent permitted by law, Business Loans Corporation shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your use of or inability to use the Platform. Our total liability shall not exceed the amount you paid, if any, to access the Platform.
9. Governing Law & Disputes
These Terms shall be governed by and construed in accordance with the laws of the State of Ohio, without regard to its conflict of law principles. Any disputes arising under these Terms shall be resolved in the state or federal courts located in Franklin County, Ohio. You agree to submit to the personal jurisdiction of such courts.
10. Changes to These Terms
We may update these Terms from time to time. We will notify you of material changes by posting the updated Terms on the Platform and updating the "Last Updated" date. Your continued use of the Platform after changes take effect constitutes acceptance of the revised Terms.
Questions about these Terms?
Our team is here to help.
© 2026 Business Loans Corporation · FLEXSTREAM